Why “Use It or Lose It” Matters
Most health funds operate on a “use it or lose it” system. If you don’t use your extras (like physiotherapy, massage, or Pilates) within the year, they don’t roll over to the next. That’s your hard-earned money going to waste.
Even if you’re not currently injured, now is the time to get ahead. Preventative physio, posture checks, strength programs, or a review of niggling issues can all be claimed through your health fund.
How to Make the Most of It
- Book a mid-year check-up: You don’t need to wait for pain to see a physio. An assessment now can help catch imbalances or movement issues before they become bigger problems.
- Use it for recovery and performance: Been training hard or returning to sport? Health fund extras can support your recovery and performance goals with targeted treatment and exercise programs.
- Get clarity on your benefits: If you’re unsure what you’re covered for, a quick call to your health fund or check of your app can help you plan ahead.